Bridging Stability
with Opportunity

At IX, we simplify the path to growth. Our Stabilized Bridge Loan offers flexible, short-term funding for your stabilized properties, empowering you to seize new opportunities with confidence and ease.

Stabilized Bridge
Rates and Terms

Choose your experience level

No DSCR

DSCR Exit

Rate

Starting at 9.25%

Loan Amount

$75K - $1.5MM

Term

12 Months


Up to 18 at lender discretion

Minimum FICO

660

Maximum Loan-To-Value (Ltv)

700 FICO:

70% if property owned >6 months


660-699 FICO:

65% if property owned >6 months

Maximum Loan-To-Cost (LTC)

85% of purchase price + verified completed capex if property owned <6 months

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

Property Types

Single Family

2-4 Unit

Townhomes

PUD

Warrantable Condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

Choose your experience level

No DSCR

DSCR Exit

Rate

Starting at 9.25%

Loan Amount

$75K - $1.5MM

Term

12 Months


Up to 18 at lender discretion

Minimum FICO

660

Maximum Loan-To-Value (Ltv)

700 FICO:

70% if property owned >6 months


660-699 FICO:

65% if property owned >6 months

Maximum Loan-To-Cost (LTC)

85% of purchase price + verified completed capex if property owned <6 months

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

Property Types

Single Family

2-4 Unit

Townhomes

PUD

Warrantable Condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

Choose your experience level

No DSCR

DSCR Exit

Rate

Starting at 9.25%

Loan Amount

$75K - $1.5MM

Term

12 Months


Up to 18 at lender discretion

Minimum FICO

660

Maximum Loan-To-Value (Ltv)

700 FICO:

70% if property owned >6 months


660-699 FICO:

65% if property owned >6 months

Maximum Loan-To-Cost (LTC)

85% of purchase price + verified completed capex if property owned <6 months

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

Property Types

Single Family

2-4 Unit

Townhomes

PUD

Warrantable Condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

Choose your experience level

No DSCR

DSCR Exit

Rate

Starting at 9.25%

Loan Amount

$75K - $1.5MM

Term

12 Months


Up to 18 at lender discretion

Minimum FICO

660

Maximum Loan-To-Value (Ltv)

700 FICO:

70% if property owned >6 months


660-699 FICO:

65% if property owned >6 months

Maximum Loan-To-Cost (LTC)

85% of purchase price + verified completed capex if property owned <6 months

Purpose

To provide bridge financing on a property that was recently renovated or constructed and is currently/soon to be listed for sale

Property Types

Single Family

2-4 Unit

Townhomes

PUD

Warrantable Condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market

No rural, exotic, or unique properties

Bridging Opportunity
and Growth

Bridging Opportunity
and Growth

Adaptable Lending for Every Situation

Adaptable Lending for Every Situation

Our Stabilized Bridge Loan provides versatile funding for rental properties, whether for purchase, seasoned refinance, or non-seasoned refinance, giving you the flexibility to move quickly and efficiently.

Our Stabilized Bridge Loan provides versatile funding for rental properties, whether for purchase, seasoned refinance, or non-seasoned refinance, giving you the flexibility to move quickly and efficiently.

A New Path to Financial Flexibility

A New Path to Financial Flexibility

IX understands the evolving needs of real estate investors and offers the Stabilized Bridge Loan as a solution designed for today's dynamic market.

IX understands the evolving needs of real estate investors and offers the Stabilized Bridge Loan as a solution designed for today's dynamic market.

IX understands the evolving needs of real estate investors and offers the Stabilized Bridge Loan as a solution designed for today's dynamic market.

Comprehensive Property Coverage

Comprehensive Property Coverage

IX offers reliable funding for a wide range of properties, including single-family rentals, 2-4 unit homes, townhomes, PUDs, and warrantable condos, empowering investors across diverse markets.

IX offers reliable funding for a wide range of properties, including single-family rentals, 2-4 unit homes, townhomes, PUDs, and warrantable condos, empowering investors across diverse markets.

Contact us Today

Contact us today to get started. Our team will guide you through every step of the application process and answer any questions along the way. We're here to ensure your success and make your investment journey smooth and efficient.

Call us: (833) 446-2001
Email: support@ix.finance

600 California Street, 11th Floor.

San Francisco, CA, 94108

(833) 446-2001

support@ix.finance

Connect us @

LinkedIn

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082

© 2024 IX Finance, LLC. All Rights Reserved.

600 California Street, 11th Floor.

San Francisco, CA, 94108

(833) 446-2001

support@ix.finance

Connect us @

LinkedIn

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082

© 2024 IX Finance, LLC. All Rights Reserved.

600 California Street, 11th Floor.

San Francisco, CA, 94108

(833) 446-2001

support@ix.finance

Connect us @

LinkedIn

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082

© 2024 IX Finance, LLC. All Rights Reserved.

600 California Street, 11th Floor.

San Francisco, CA, 94108

(833) 446-2001

support@ix.finance

Connect us @

LinkedIn

This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082

© 2024 IX Finance, LLC. All Rights Reserved.