Debt Financing
for real estate investors
Debt Financing
for real estate investors
Debt Financing
for real estate investors
Debt Financing
for real estate investors
IX provides a new world of straightforward, transparent, and dependable lending solutions tailored for real estate investors. Whether you're a seasoned professional or a newcomer to borrowing, IX empowers you to reach your goals with confidence.
IX provides a new world of straightforward, transparent, and dependable lending solutions tailored for real estate investors. Whether you're a seasoned professional or a newcomer to borrowing, IX empowers you to reach your goals with confidence.
IX provides a new world of straightforward, transparent, and dependable lending solutions tailored for real estate investors. Whether you're a seasoned professional or a newcomer to borrowing, IX empowers you to reach your goals with confidence.
Loan products
Loan products
Loan products
designed for you
designed for you
designed for you
Fix and Flip
Bridge
New construction
DSCR
Portfolio
Fix & Flip
Fast and reliable fix-and-flip and bridge loans for both the purchase
and rehab of investment properties.
Purchase price
Up to 90%
Rate as low as
9.25%
After Rehab Value(ARV)
Up to 80%
Loans from
$75K +
Rehab cost
100%
Term Length
12,18,24
No application fee
Fix & Flip
Fast and reliable fix-and-flip and bridge loans for both the purchase and rehab of investment properties.
Purchase price
Up to 90%
Rate as low as
9.25%
After Rehab Value(ARV)
Up to 80%
Loans from
$75K +
Rehab cost
100%
Term Length
12,18,24
No application fee
Fix and Flip
Bridge
New construction
DSCR
Portfolio
Fix & Flip
Fast and reliable fix-and-flip and bridge loans for both the purchase and rehab of investment properties.
Purchase price
Up to 90%
Rate as low as
9.25%
After Rehab Value(ARV)
Up to 80%
Loans from
$75K +
Rehab cost
100%
Term Length
12,18,24
No application fee
Bridge
Fast and reliable fix-and-flip and bridge loans for both the purchase and rehab of investment properties.
Loan to value (LTV)
upto 80 %
Rate as low as
6.75+ %
Loans from
$500k
10 and 30 year options
Rate +term or
Cash-out options
Interest only options
Bridge
Fast and reliable fix-and-flip and bridge loans for both the purchase and rehab of investment properties.
Loan to value (LTV)
upto 80 %
Rate as low as
6.75+ %
Loans from
$500k
10 and 30 year options
Rate +term or
Cash-out options
Interest only options
New construction
Our Construction Loan is tailored for acquiring or refinancing entitled lots ready for your project's construction, whether it's single-family homes, condos, townhomes, or 2-4 unit properties.
Rate as low as
10.25%
Loan to cost (LTC)
Up to 85%
Loans from
$100k to $40mm
Experience
Guc Experience
After Rehab value(ARV)
Up to 75%
Land
Up to 60 %
New construction
Our Construction Loan is tailored for acquiring or refinancing entitled lots ready for your project's construction, whether it's single-family homes, condos, townhomes, or 2-4 unit properties.
Rate as low as
10.25%
Loan to cost (LTC)
Up to 85%
Loans from
$100k to $40mm
Experience
Guc Experience
After Rehab value(ARV)
Up to 75%
Land
Up to 60 %
DSCR
DSCR loans—also known as no-income mortgages. Skip the paperwork with no tax or personal income documents required, as these loans leverage rental property cash flow and offer flexible qualifications for seamless financing.
Loan to value (LTV)
Up to 95 %
Rate as low as
6.75+ %
Fixed rates
30 year
Fully amortizing
5/1 + 7/1 ARMs
No prepayment penalty
After 3 years
DSCR
DSCR loans—also known as no-income mortgages. Skip the paperwork with no tax or personal income documents required, as these loans leverage rental property cash flow and offer flexible qualifications for seamless financing.
Loan to value (LTV)
Up to 95 %
Rate as low as
6.75+ %
Fixed rates
30 year
Fully amortizing
5/1 + 7/1 ARMs
No prepayment penalty
After 3 years
Portfolio
Partner with experts to tailor a unique rental portfolio loan, saving time and money. Focus on confidently scaling your portfolio.
Loan to value (LTV)
upto 80 %
Rate as low as
7.375+ %
Loans from
$500k - $40mm
10 and 30 year options
Rate +term or Cash-out options
Portfolio
Partner with experts to tailor a unique rental portfolio loan, saving time and money. Focus on confidently scaling your portfolio.
Loan to value (LTV)
upto 80 %
Rate as low as
7.375+ %
Loans from
$500k - $40mm
10 and 30 year options
Rate +term or Cash-out options
What we take in consideration
to get you approved
What we take in consideration
to get you approved
What we take in consideration
to get you approved
Experience
Experience
No experience? No problem. We offer a program to help you get started. If you have experience—meaning you've bought, sold, or built projects within the last 36 months—rates improve significantly.
No experience? No problem. We offer a program to help you get started. If you have experience—meaning you've bought, sold, or built projects within the last 36 months—rates improve significantly.
No experience? No problem. We offer a program to help you get started. If you have experience—meaning you've bought, sold, or built projects within the last 36 months—rates improve significantly.
Down Payment
Down Payment
Down payment requirements depend on investor experience and the property type. Typically, rental loans require a minimum of 20% down, while short-term loans start at 10% down.
Down payment requirements depend on investor experience and the property type. Typically, rental loans require a minimum of 20% down, while short-term loans start at 10% down.
Down payment requirements depend on investor experience and the property type. Typically, rental loans require a minimum of 20% down, while short-term loans start at 10% down.
Liquidity
Liquidity
We ensure you can afford the interest payment by checking your liquidity Using just 2 months bank statements instead of “3”. No W2 tax returns or income verification needed.
We ensure you can afford the interest payment by checking your liquidity Using just 2 months bank statements instead of “3”. No W2 tax returns or income verification needed.
We ensure you can afford the interest payment by checking your liquidity Using just 2 months bank statements instead of “3”. No W2 tax returns or income verification needed.
Credit score
Credit score
A minimum score of 650 is required, though having good credit offers additional benefits. For Rental loans, having great credit tremendously lowers your Interest rate.
A minimum score of 650 is required, though having good credit offers additional benefits. For Rental loans, having great credit tremendously lowers your Interest rate.
A minimum score of 650 is required, though having good credit offers additional benefits. For Rental loans, having great credit tremendously lowers your Interest rate.
Recently
Recently
Recently
funded
funded
funded
transactions
transactions
transactions
Bridge
DSCR
Fix and flip
New construction
Portfolio
Bridge
Bridge
DSCR
DSCR
Fix & Flip
Fix & Flip
New construction
New construction
Portfolio
Portfolio
Why
Why
Why
IX
IX
IX
Experience the speed of seamless applications, instant access to terms,
and effortless loan lifecycle management with our platform.
Fast and Efficient Funding
Fast and Efficient Funding
With a user-friendly online application, you can apply in minutes and receive instant terms, empowering you to make confident decisions without delay
With a user-friendly online application, you can apply in minutes and receive instant terms, empowering you to make confident decisions without delay
With a user-friendly online application, you can apply in minutes and receive instant terms, empowering you to make confident decisions without delay
Seamless and Transparent Process
Seamless and Transparent Process
Our intuitive platform guides you effortlessly from application to funding, providing real-time status updates at every step. Effortless application, clear instructions for next steps, and continuous updates meaning you're always in control.
Our intuitive platform guides you effortlessly from application to funding, providing real-time status updates at every step. Effortless application, clear instructions for next steps, and continuous updates meaning you're always in control.
Our intuitive platform guides you effortlessly from application to funding, providing real-time status updates at every step. Effortless application, clear instructions for next steps, and continuous updates meaning you're always in control.
Reliable and Consistent Funding
Reliable and Consistent Funding
We provide accurate pricing from the start, ensuring terms remain unchanged. Our unwavering commitment means you can trust IX to uphold the presented terms with transparency and consistency. From accurate pricing at the beginning to funds you can count on at closing.
We provide accurate pricing from the start, ensuring terms remain unchanged. Our unwavering commitment means you can trust IX to uphold the presented terms with transparency and consistency. From accurate pricing at the beginning to funds you can count on at closing.
We provide accurate pricing from the start, ensuring terms remain unchanged. Our unwavering commitment means you can trust IX to uphold the presented terms with transparency and consistency. From accurate pricing at the beginning to funds you can count on at closing.
We let our
Clients speak for us
We let our
Clients speak for us
Curious about how savvy investors like these are teaming up with us to finance their projects? Join the ranks and uncover the secrets to a successful partnership
“It was the most efficient process.”
I submitted the application in less than a minute and received terms within 15! The process of uploading documents was straightforward, and I could easily track my progress. Everything was simple, and we closed quickly with an excellent rate.
Adam
Florida real estate investor
“IX closed my loan in less than 5 days!”
I had a tight deadline to close on a property. My previous lender changed the rate multiple times, but IX stepped in just in time. With them, I got a lower rate, used my existing appraisal, and closed the deal in just 4 days.
Jason
California real estate investor
“I always get what they promise!“
I used to work with Kiavi, but they consistently provided lower property valuations. Switching to IX has been a game-changer. Their rapid appraisal process allows me to track status in real-time, and valuations consistently meet expectations.
Jossue
Florida real estate investor
We let our
Clients speak for us
Curious about how savvy investors like these are teaming up with us to finance their projects? Join the ranks and uncover the secrets to a successful partnership
“It was the most efficient process.”
I submitted the application in less than a minute and received terms within 15! The process of uploading documents was straightforward, and I could easily track my progress. Everything was simple, and we closed quickly with an excellent rate.
Adam
Florida real estate investor
“IX closed my loan in less than 5 days!”
I had a tight deadline to close on a property. My previous lender changed the rate multiple times, but IX stepped in just in time. With them, I got a lower rate, used my existing appraisal, and closed the deal in just 4 days.
Jason
California real estate investor
“I always get what they promise!“
I used to work with Kiavi, but they consistently provided lower property valuations. Switching to IX has been a game-changer. Their rapid appraisal process allows me to track status in real-time, and valuations consistently meet expectations.
Jossue
Florida real estate investor
We let our
Clients speak for us
Curious about how savvy investors like these are teaming up with us to finance their projects? Join the ranks and uncover the secrets to a successful partnership
“It was the most efficient process.”
I submitted the application in less than a minute and received terms within 15! The process of uploading documents was straightforward, and I could easily track my progress. Everything was simple, and we closed quickly with an excellent rate.
Adam
Florida real estate investor
“IX closed my loan in less than 5 days!”
I had a tight deadline to close on a property. My previous lender changed the rate multiple times, but IX stepped in just in time. With them, I got a lower rate, used my existing appraisal, and closed the deal in just 4 days.
Jason
California real estate investor
“I always get what they promise!“
I used to work with Kiavi, but they consistently provided lower property valuations. Switching to IX has been a game-changer. Their rapid appraisal process allows me to track status in real-time, and valuations consistently meet expectations.
Jossue
Florida real estate investor
Loans,
Simplified
Loans,
Simplified
We've crafted the ideal solution for real estate investors to get the capital they need to purchase or refinance their real estate investments in the most simple and useful fashion.
Loans,
Simplified
We've crafted the ideal solution for real estate investors to get the capital they need to purchase or refinance their real estate investments in the most simple and useful fashion.
Loans,
Simplified
We've crafted the ideal solution for real estate investors to get the capital they need to purchase or refinance their real estate investments in the most simple and useful fashion.
Easy application process
Easy application process
Easy application process
Submit your loan application less than 1 minutes
Submit your loan application less than 1 minutes
Submit your loan application less than 1 minutes
Get terms fast from IX
Get terms fast from IX
Get terms fast from IX
Get your loan terms within 15 minutes after submitting your application.
Get your loan terms within 15 minutes after submitting your application.
Get your loan terms within 15 minutes after submitting your application.
Send information securely
Send information securely
Send information securely
Our platform simplifies the loan process by clearly outlining the documents required for funding. Once your application is approved, you'll receive a straightforward task list that makes it easy to upload documents and receive prompt assistance with any questions. Our dedicated team supports you at every stage.
Our platform simplifies the loan process by clearly outlining the documents required for funding. Once your application is approved, you'll receive a straightforward task list that makes it easy to upload documents and receive prompt assistance with any questions. Our dedicated team supports you at every stage.
Our platform simplifies the loan process by clearly outlining the documents required for funding. Once your application is approved, you'll receive a straightforward task list that makes it easy to upload documents and receive prompt assistance with any questions. Our dedicated team supports you at every stage.
A full file built before your eyes
A full file built before your eyes
A full file built before your eyes
As you upload documents and our team collects other essential files to compile your full loan file, you'll witness a seamless process where your entire file is automatically sorted into the right folders in real-time. Say goodbye to the hassle of hunting down documents for storage. Everything is neatly organized and readily accessible, making it effortless for you to manage your records.
As you upload documents and our team collects other essential files to compile your full loan file, you'll witness a seamless process where your entire file is automatically sorted into the right folders in real-time. Say goodbye to the hassle of hunting down documents for storage. Everything is neatly organized and readily accessible, making it effortless for you to manage your records.
As you upload documents and our team collects other essential files to compile your full loan file, you'll witness a seamless process where your entire file is automatically sorted into the right folders in real-time. Say goodbye to the hassle of hunting down documents for storage. Everything is neatly organized and readily accessible, making it effortless for you to manage your records.
Speak with a
Speak with a
Speak with a
Loan Specialist
Loan Specialist
Loan Specialist
Ready to conquer the world of real estate? Start by chatting with our specialists. We're here to help you build your empire.
Ready to conquer the world of real estate? Start by chatting with our specialists. We're here to help you build your empire.
Get the
Get the
Get the
answers
answers
answers
01
What types of loans do you offer?
02
What is the primary focus of your lending services?
03
How can I apply for a loan with your private money lending firm?
04
What is a Fix and Flip loan?
05
What are the eligibility criteria for a Fix and Flip loan?
View more
01
What types of loans do you offer?
02
What is the primary focus of your lending services?
03
How can I apply for a loan with your private money lending firm?
04
What is a Fix and Flip loan?
View more
01
What types of loans do you offer?
02
What is the primary focus of your lending services?
03
How can I apply for a loan with your private money lending firm?
04
What is a Fix and Flip loan?
05
What are the eligibility criteria for a Fix and Flip loan?
View more
Revolutionizing the Investor Experience
600 California Street 11th Floor
San Francisco, CA 94108
(833) 446-2001
hello@ix.finance
© 2024 IX Finance, LLC. All Rights Reserved.
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082
Revolutionizing the Investor Experience
600 California Street 11th Floor
San Francisco, CA 94108
(833) 446-2001
hello@ix.finance
© 2024 IX Finance, LLC. All Rights Reserved.
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082
Revolutionizing the Investor Experience
600 California Street 11th Floor
San Francisco, CA 94108
(833) 446-2001
hello@ix.finance
© 2024 IX Finance, LLC. All Rights Reserved.
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082